NtSaaS: The Next Generation of Financial Risk Management
Delivering high-performance VaR measurement and ALM capabilities on a secure Software-as-a-Service platform

OUR PROVEN SOLUTIONS, EVOLVED FOR SaaS
NtSaaS® for ALM
Modern ALM (Asset Liability Management) should inherently be a forward-looking discipline. However, many current systems rely on static models or approximations, which limit the accuracy of future projections.
Our ALM solution fundamentally breaks through these constraints. Reflecting the insights of financial practitioners, this platform can dynamically simulate future balance sheets while maintaining the integrity of double-entry bookkeeping.
In IRRBB (Interest Rate Risk in the Banking Book) management, in addition to BPV, it calculates ΔEVE (change in economic value) and ΔNII (change in net interest income), enabling consistent evaluation from short-term earnings to long-term value.
Furthermore, from an ERM perspective, it calculates future B/S and P/L (under both current accounting and fair value bases) and derives various KPIs and KRIs in line with the PDCA cycle. Through flexible integration with economic and interest rate scenarios, it supports strategic planning and risk assessment from multiple angles.
NtSaaS® for Market and Credit Risk
The greatest risk faced by financial institutions is not the individual existence of market risk or credit risk, but the fact that these risks are intricately intertwined and sometimes interact in ways that are difficult to detect.
Our integrated VaR platform enables risks to be captured from a single, unified perspective. Using a bottom-up calculation approach, it visualizes the true correlation structure inherent in a portfolio. In addition, through simulations based on multiple stress scenarios, it quantitatively assesses risk resilience under extreme market conditions.
This provides transparent and highly reliable risk information necessary for optimizing capital allocation and making strategic decisions, thereby further strengthening financial institutions’ risk management frameworks.
News

25 August 2025 – Tokyo - Numerical Technologies (“NumTech”) launched its completely redesigned corporate website and an updated company logo. This strategic brand refresh highlights the company’s new commitment to innovation and its focus on providing next-generation solutions for financial risk management.

22 August 2025 – Tokyo - With technical support from Numerical Technologies (“NumTech”), XNET Corporation (“XNET”) has launched the new “XNET-NtSaaS Data Transfer Service,” an ETL (Extract, Transform, Load) service that connects data from XNET’s “XNET Service” to NumTech’s NtSaaS® platform. The “XNET Service” is XNET’s comprehensive securities management system, widely adopted by financial institutions as a platform covering front-, middle-, and back-office operations. The newly launched “XNET-NtSaaS Data Transfer Service” is initially provided for NtSaaS for Market Risk.

20 June 2025 – Tokyo – Numerical Technologies (“NumTech”) today announced that ORIX Life Insurance Corporation (headquartered in Tokyo, “ORIX Life Insurance”) has adopted NtSaaS®, NumTech’s cloud-based risk management solution, as part of its efforts to enhance investment risk management and comply with Japan’s new capital regulations.

31 MARCH 2025 – Tokyo – Numerical Technologies ("NumTech") has successfully completed the implementation of NtSaaS® for 5 companies within the MS&AD Insurance Group Holdings, Inc. (“MS&AD Holdings”), one of the leading insurance and financial services groups in Japan.

12 SEPTEMBER 2024 – Tokyo – Numerical Technologies (“NumTech”) is pleased to announce that Nippon Life Insurance Company (“Nippon Life”) has adopted its SaaS-based financial risk management solution, NtSaaS®, to comply with economic value-based solvency regulations. Nippon Life will utilize NtSaaS to calculate market and credit risks as part of the common model (regulatory model) for economic value-based solvency regulations, which are set to be implemented in 2025.

12 SEPTEMBER 2024 – Tokyo – Numerical Technologies (“NumTech”) proudly announces that Nippon Life Insurance Company (headquartered in Osaka, “Nippon Life”) has successfully transitioned from NtInsight® for ALM, adopted in 2018, to NtSaaS® for ALM. Nippon Life has leveraged NumTech's ALM system to craft sophisticated ERM strategies and mid- to long-term asset management plans.
Our Mission
To be a trusted partner for financial institutions in the field of risk management, helping to safeguard the global financial system.
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As the market-leading software company in Japan's financial risk management industry, we are the long-standing, trusted choice for major financial institutions.
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Numerical Technologies is a team of professionals. We offer attractive benefits, challenging work, and a supportive environment in exchange for the highest levels of performance.
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